Back-to-School: Watch Out for Scams!

The books are open, the buses are rolling, and everyone's adjusting to the new school year hustle. Schedules, teachers, tuition, lunch money – it's a whirlwind! Parents are super-juggling, and students are diving back into the books.

We get it. Back-to-school is a LOT.

And guess what? Scammers know it too! They're ready to cash in on all the chaos, trying to sneak between you and your hard-earned dough. That's why it's super important to stay alert!

For Parents: Shielding Your Fam from Scams

• Beware of Fake Websites: Shiny new backpacks and laptops are tempting, but fake websites offering crazy deals are a huge trap. Make sure you're buying from trusted sources! If it's too good to be true, it probably is.
• Stay Savvy on Social Media: Social media is awesome for connecting, but not everyone is legit. Be extra cautious of back-to-school offers or groups, and never share sensitive info.
• Keep an Eye on Your Accounts: Regularly check your bank and credit card statements (or even better, use your banking app and set up alerts!). Reporting suspicious activity fast is key to protecting yourself and others.

For Students: Scam-Proof Your School Year

Scammers love to target students with fake financial aid, bogus scholarships, or housing scams. Don't fall for it!

• Financial Aid Red Flags: Be super wary of scholarships, grants, or loans that demand upfront fees or personal info like your Social Security number. Verify everything with your school's financial aid office.
• Protect Your Digital Life: Strong passwords, two-factor authentication...make them your best friends! Watch out for phishing scams – emails or messages pretending to be from your school or bank. When in doubt, go directly to the official website.
• Monitor Your Finances: Set up alerts with your bank to get real-time updates about transactions. Spot something fishy? Report it ASAP!

Stop. Call. Confirm.

Before you react to any unexpected requests for money or personal info, especially via email, text, or phone...PAUSE.

Call the organization directly using a number you know is legit to confirm. Trust your gut! If something feels off, it probably is.

By staying informed and cautious, you can crush your studies and keep those sneaky scammers at bay. Have a great school year!