Climb the Upgrade Ladder

Once your club is stacked with 81–83 rated cards from the base upgrades, it's time to move on to FIFA 26 Coins the bigger fish:

    83+ 1 of 3 Player Picks

    84+ x10 Pack

    85+ x10 Pack

    86+ 2 of 3 Player Picks

These are your gateway to elite fodder and high-rated "Best Of" cards that are back in packs during FUTTIES.

Some of these SBCs will require TOTW or TOTS items. If you've got an abundance of Team of the Season cards, prioritize using them, they tend to have higher ratings and better value in SBCs. Even lower-rated TOTS cards (88–90) will carry you through 84+ upgrades with a few 81s and 82s alongside them.

When you hit a wall with excess 83s, funnel them into the 84+ TOTW Upgrade SBC. This provides more material for the next grind cycle, especially if TOTW items are needed for any repeatable SBCs.

Use Objectives and Exchanges

Don't forget the Daily Play Objective, which often gives you extra packs or upgrade materials just for playing a few matches. Combine that with Squadshifter exchanges to convert high-rated unneeded items into FUTTIES tokens or upgrade fodder.

Once your club is filled with 88s, 89s, and higher, you're ready to tackle more premium SBCs or simply feed the cycle back into another round of FUTTIES upgrades. These high-rated cards are the backbone of Squadshifter segments and other late-game SBCs.

This grind cycle helps keep your club loaded and gives you a real shot at packing top-tier FUTTIES players, without ever needing to blow a fortune in FIFA 26 Coins.

Full FUTTIES Grind Cycle (Summary)

Here's your optimal daily grind routine, step by step:

    Daily Bronze & Super Bronze Upgrade

    Silver Upgrade

    Daily Gold Upgrade

    FUTTIES Grinding Upgrade

    FUTTIES Crafting Upgrade

    84+ x10 or TOTW Upgrade (using 83s)

    85+ x10, 86+ Player Picks

    High-rated players back into Squadshifter

    Repeat daily

With each loop, your club value increases, and the odds of packing a meta FUTTIES card improve significantly.

Final Thoughts

For FC 26 players, this is the final chance to build an endgame squad worthy of showing off. FUTTIES has always been about fun, fan-service, and crazy overpowered cards, but behind all that excitement lies a methodical grind.

The smartest players are those who can turn a handful of Bronze players into elite-level rewards. Menu grinding allows you to buy FC 26 Coins do that without blowing through your FIFA 26 Coins, giving you long-term value and a constant source of high-rated players.

So instead of buying packs, invest your time in the grind, complete your dailies, and build your dream team the sustainable way.